Claims Verification at First Notice of Loss: How to Secure Your Claims From Day One How can insurers and brokers verify a claim at first notice of loss without slowing down the policyholder’s journey or sending someone out to site every time? Certificall offers a concrete answer: every photo or video taken on a smartphone […]
Insurance Expert Reports : how to make them unchallengeable
The insurance expert report sits at the heart of every claims file. It carries the expert’s technical responsibility, determines the amount of compensation, and, in the event of a dispute, can face close judicial scrutiny. Yet the evidence underpinning this report — claim photos, on-site findings, damage assessments — is rarely certified. In most cases, […]
Photo of a Photo: How Certificall’s Sovereign AI Detects Fraud at 87%
A certified photo compliant with the eIDAS regulation carries recognized evidentiary weight under French and European law. Qualified timestamping, electronic seal, enhanced geolocation, SHA fingerprint, secure PDF/A-3B storage : the certification chain is robust by design. But a certification chain cannot guarantee that what is submitted to it at the point of capture is authentic. […]
Fraud detection solution: why insurers can no longer rely on AI alone
How reliable can a fraud detection solution still be in the age of AI-generated documents ?This is the question now facing insurers, brokers, and retail players confronted with a surge in fraud that has become faster, cheaper, and easier thanks to artificial intelligence. The answer is uncomfortable, yet increasingly clear : detection alone is no […]