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Underwriting, first notice of loss, loss adjusting, fraud : our articles for insurers, brokers and adjusters on certified photos and documents.

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Worker photographing a fixing on a solar rooftop with a smartphone, time-stamped and geolocated evidence for construction insurance
Construction, Insurance

Construction insurance after QBE’s exit in France : prove it or pay

11 November 2026 Simon Febvre Comments Off on Construction insurance after QBE’s exit in France : prove it or pay

Why has construction insurance become so expensive, and so hard to obtain, for building contractors? QBE’s exit from French decennial liability insurance, confirmed on 2 September 2026, exposes a model under strain. Insurers are losing money, contractors are paying more, and the uncertainty that makes a risk insurable is fading. At Certificall, we believe part […]

Claim management

Claims verification at First Notice of Loss : how to secure your claims from day one

22 July 2026 Simon Febvre No comments yet

Claims Verification at First Notice of Loss: How to Secure Your Claims From Day One How can insurers and brokers verify a claim at first notice of loss without slowing down the policyholder’s journey or sending someone out to site every time? Certificall offers a concrete answer: every photo or video taken on a smartphone […]

Insurance, Insurance fraud

Fraud detection solution: why insurers can no longer rely on AI alone

8 January 2026 Simon Febvre No comments yet

How reliable can a fraud detection solution still be in the age of AI-generated documents ?This is the question now facing insurers, brokers, and retail players confronted with a surge in fraud that has become faster, cheaper, and easier thanks to artificial intelligence. The answer is uncomfortable, yet increasingly clear : detection alone is no […]

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